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ANN ARBOR – In response to feedback from business owners seeking opportunities to broaden their knowledge and deepen their expertise on specific skills, Ann Arbor SPARK is launching a new, free educational series, Accelerating Company Excellence (ACE). ACE is designed to help small business owners learn new skills and reinforce best business practices by learning from subject matter experts in finance, sales, marketing and accounting. ACE also offers the opportunity for in-person networking where business owners can share tips, challenges, and opportunities with each other. ACE kicks off at 11:30 a.m. on August 17 with a small business funding roundtable featuring Alex Dishman of Michigan Women Forward, Sean Gray from the Small Business Administration, Rita Hillman from the Small Business Development Corp, and LaShonda Golden from Fifth Third Bank. ACE events will be offered weekly; each ACE session is distinct and business owners do not need to attend all sessions to benefit from the

By Richard Harroch ADVERTISEMENT A limited liability company (LLC) is a popular business structure for startup businesses. LLCs are formed in accordance with state law and have the benefit of providing limited liability protection for the owners. LLCs can also provide for "pass through" tax treatment so that there is not the double level of tax found with C corporations. Only the owners of the LLC are taxed (unless a voluntary contrary election is made), and there is no tax at the LLC level. The exact rules for setting up an LLC vary by state, although the general requirements are quite similar. You don't have to hire legal counsel to form an LLC, but it is sometimes advisable if the LLC will have multiple owners or outside investors. There are a variety of online services that will prepare the paperwork for you and make the required filings for a modest fee. Companies such as CorpNet.com, MyCorporation.com, and LegalZoom.

By Randa Kriss | NerdWallet As the economy bounces back and the U.S. transitions out of the pandemic, small-business owners will need access to capital to both recover and grow. However, since federal relief from the Paycheck Protection Program ended on May 31, business owners may be wondering where to get financing or looking for new options after an unsatisfactory PPP experience with a particular lender. "You're a number at a big bank," says Carson Lappetito, president of Sunwest Bank, a regional bank headquartered in Irvine, California. "I think most clients experienced this when they went through PPP." The best source of funding will always depend on a company's specific needs, qualifications and industry, among other factors. Here are four options to consider. 1. Regional and community banks Small banks typically offer low interest rates, long terms and high loan amounts, as well as personalized attention and streamlined decision making. However, their

The surprising startup boom that took root in the U.S. last year shows little sign of having slowed, and, in fact, looks to be one factor in the nation's high turnover rate in jobs. Several weeks after the pandemic hit last March, economists spotted an uptick in the number of people filing initial tax paperwork for new businesses. It was unusual because the Great Recession, by comparison, saw a downward slide in such applications to the Internal Revenue Service. Adblock test (Why?)

[unable to retrieve full-text content] Best High-Yield Savings Accounts – July 2021    U.S News & World Report Money

Opening the best high-yield savings account or one of the best money market accounts is a good move when it comes to your financial stability. Having somewhere safe to store your money and potentially earn interest on the account balance is one of the first steps in setting yourself up for financial success. Bank bonuses are a risk-free way to earn money with your unused cash. However, earning bank bonuses for opening personal checking accounts and savings accounts does take effort. Best Bank Bonuses and Promotions (July 2021) Bank Name Bank Bonus Minimum Deposit Direct Deposit  Expires Axos Bank Basic Business Checking $100 Yes No N/A Aspiration Aspiration Spend & Save Account $100 No No n/a Alliant Credit Union Ultimate Opportunity Savings Account $100 $100 No 12/31/21 Chase Chase Total Checking® $225 No Yes 8/19/21 Chase Chase Secure Banking℠ $100 No No n/a Chase Chase Business Complete℠ Checking $300 $2,000 No 10/21/21 Capital On

For artist Wilmer Vásquez, the few days that make up Santa Fe's International Folk Art Market are the most economically important of the year. "It's an opportunity to support our family and our community," said Vásquez, part of a family of master weavers from Oaxaca, Mexico. "We can make tens of thousands of dollars in a few days and still work and preserve our culture." "It's the most important event of our year," said Jerónimo Coll, a leather and metalworker from the Gaucho tradition in southern Argentina. "I worked many months to make what you see here," said Coll, holding an elegant knife of sewn leather and Damascus steel. "My work is my only source of income." In 2020, that income vanished when the International Folk Art Market was canceled because of the pandemic. The impact on artists whose livelihood is tied directl